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Car Loan FAQ

  1. What is the process of getting a car loan to rebuild my credit?

  2. What makes and models can I buy (new and used cars)?

  3. How can I get a car loan if I've been denied before?

  4. What type of car loan can I qualify for?

  5. Will I need a down payment for my car?

  6. What type of interest rate can I qualify for?

  7. Will a car loan affect my credit rating?

  8. What do I need to qualify for a new or used car loan?

  9. Will I qualify if I've have my car repossessed before?

  10. Will I qualify if I've had a bankruptcy in the past?

  11. Will I qualify if I'm currently in chapter 13 bankruptcy?

  12. Will I qualify if I've never had credit score or a credit rating?

  13. Will co-signers assist me in building my credit?

  14. What will my monthly payments be for my car loan?

 

 

What is the process of getting a car loan to rebuilt my credit?

Well, the process requires only two steps. First, simply fill out the car loan quote request and submit it. Second, wait to receive a call back about your approval! With 99 percent of our visitors approved, we have a good feeling about you!

 

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What makes and models can I buy (new and used cars)?

We don’t limit you to used cars or to any particular make or model. In fact, you can buy a new car if you’d like, but we ask that any used car you look at to be less than two years old, and with less than 150,000 miles on it.

 

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How can I get a car loan if I have been denied before?

Unlike other car loan companies in the business, we are the online industry experts. We ensure that our loan experts look at every aspect of your request to get you approved for whatever loan you’d most prefer—whether that be a car title loan, used car loan, or even a bad credit car loan. We’re in business to put you into a vehicle—and with a 99 percent approval rating, we feel you don’t have anything to lose, and a new car loan to gain.

 

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What type of car loan can qualify for?

The specific loan that you will qualify for is based on various aspects. However, our loan experts and representatives take every part of your online car loan request into consideration when getting you approved. If you have no credit, our experts will help obtain a no credit car loan for you. If you have less-than-perfect or bad credit and are looking to boost your credit score, our loan specialists will look into getting you set up with a bad credit car loan. If you’d like to refinance your old vehicle, let our specialists know and they’ll get you approved for a refinance car loan.

As an online resource for new and used car loans, the possibilities are next to endless, so you’ve got nothing to lose by simply submitting your online car loan quote request to us, and let us do the rest.

 

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Will I need a down payment for my car loan?

As are other factors, down payments are based mostly on your credit history, whether you have a co-signer(s), and a number of other factors. However, down payments greatly reduce your monthly payments so if you’re looking at decreasing them, it would be best to provide a down payment. They are, however, not always required, but definitely a good idea.

Please visit our loan calculator on our website to get a general idea of what your payments would be with and without a down payment.


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What type of interest rate can I qualify for?

Any interest rate we will be able to obtain for you is based on a number of variables, so it’s hard to answer that question. However, we assure all our customers that our approval rate is 99 percent, so we’ll do our best to obtain the best and most competitive interest rates out there.

As we mentioned before, our lender network wants to approve you and ensure that you get the best rate possible.

 

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Will a car loan affect my credit rating?

Our lenders may require your credit history to approve your loan. It’s important to understand that each application you apply for will reduce your credit rating superficially, but typically you can have your credit pulled numerous times within several business days and it will not severely affect your credit card rating. Based upon our success of matching lenders for car loans, we don’t see why that should worry you.

In fact, we’re the only car loan resource you need! With a 99 percent approval rating, we know you’ll be approved, so there’s nothing for you to worry about. And we approve you fast and quickly, so there’s no waiting around, twiddling your thumbs, hoping for a call back. We’ll get you approved and help you finance a car loan in some cases that very same day.

 

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What do I need to qualify for a new or used car loan?

With a 99 percent approval rating, almost anyone qualifies, whether you’re in the market for a used car loan, a new car loan, or someone with less-than-perfect credit and you’re looking at bad credit auto loan financing. Simply fill out and submit our fast and easy online auto loan application, and you’ll be well on your way to not only qualifying, but getting approved and into the car of your dreams today!

 

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Will I qualify if I've have my car repossessed before?

While the answer to that question depends on each individual and his or her credit history, more often than not the answer will be yes. Simply fill out our car loan quote request

 

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Will I qualify if I've had a bankruptcy in the past?

We don’t see why not. And with our significantly high approval rating, we’d like to help you finance a new car or refinance your own car loan, regardless of your past history. Just fill out our online car loan quote request and send it in.

 

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Will I qualify if I'm currently in chapter 13 bankruptcy?

The answer is yes. As previously mentioned, we are the car loan experts, and we want to get you into an auto loan and help you boost that car credit, so yes, absolutely! Please fill out and submit our online car loan quote form.

 

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Will I qualify if I've never had credit score or a credit rating?

Again, of course! In fact, we work with people who have no credit because you’ve got to start somewhere, right? Our specialists will work with you to get you into a no credit auto loan. And we make it so easy! Simply fill out our online auto loan quote request and one of our many talented and professional lenders in network will speak with you immediately.

 

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Will co-signers assist me in building my credit?

The short answer is yes! The long answer is also yes! In fact, whether you’re interested in a car title loan or even just to refinance your old car loan, co-signers can greatly enhance your chances of being approved and thusly getting credit.

 

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What will my monthly payments be for my car loan?

Obviously monthly payments vary on your credit profile as well as the cost of the vehicle you’re interested in, the amount of your down payment or trade-in, and the interest rating you receive on your auto loan. However, feel free to check out our loan calculator to calculate what your monthly payments might be. Remember that a down payment will greatly reduce the total monthly payments as well as the amount paid each month.

 

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